If you are looking for online car insurance maybe it is best to know in which states can you find the cheapest policies. However you have to make sure that you get your insurance policy in the state where you are resident.
The lowest prices can be found in Maine. This state can be considered the attic of the country. This is because only those people go these who live there or who are visiting. In many other cases there is a lot of highway traffic because of the people who are passing through. In this case there is nowhere to go. Since there is little interstate traffic, the premiums can remain low.
The second cheapest state is Vermont. Since this is a small state and its population isn’t very high either, it is possible for the state to have the second lowest insurance premiums in the country. There is very little traffic, and so it offers good business for the insurance companies.
On the third place you can find Ohio. This state has a healthy economy and it also comes with a low annual accident rate. As a result there is no reason for the insurance companies to fear of claims and so they don’t mind maintaining the premiums low.
These three states are followed by Wisconsin. Since the main function of the state is to be an agricultural one, except for the cities, there is no reason for the insurance companies to have cheap car insurance quotes. In the same time the legal system of the state is also very fast so the claims aren’t likely to be drawn out ordeals.
On the fifth place we can find New Hampshire. Let’s not forget that this is a small state with a low population number so the number of accidents is also small.